All posts tagged "retirement"

  • Should I Payoff My Parent PLUS Loan for Retirement

    Question: Dear Steve, I have a parent loan with about 17000 left to pay. They are charging me 7.5% I just sold my house and have the money to pay off the loan, my question is...

    • Posted July 20, 2016
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  • The Graying of American Debt

    The U.S. population is aging and so are its debts. In this post, we use the New York Fed Consumer Credit Panel, which is based on Equifax credit data, to look at how debt is changing as...

    • Posted February 24, 2016
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  • Budgeting for Travel as Part of Your Retirement Planning

    For years, you dreamed of traveling after you retired. Now the time is near and you’re ready to pack your bags, but you wonder how much it will cost and how you’ll budget for the trips you’re...

    • Posted October 2, 2015
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  • Survey Discovers One-Third Of Seniors Depend Entirely on Social Security

    Alexandria, VA (PRWEB) August 20, 2015 One out of three Social Security recipients, about 31 percent, say they rely entirely on Social Security for all of their income, according to a new survey from The Senior Citizens...

    • Posted August 24, 2015
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  • Why We Need to Stop Sneering at Millennials

    I’m the perfect age (um, let’s just say in my 50s) and profession (CPA and credit counselor) to insult Millennials. They’re idealistic. They don’t work hard. They need constant care and feeding to do their jobs. On...

    • Posted June 24, 2015
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  • Beware of This Bill in Retirement

    Alexandria, VA (PRWEB) March 18, 2015 It’s possibly the biggest challenge for people planning retirement — budgeting for the cost of health changes as we age, warns The Senior Citizens League (TSCL). Careful planning is critical, because...

    • Posted March 24, 2015
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  • You Don’t Have to Be Rich to Retire Happy (In Fact, Far From It)

    We all hope to “retire” someday. (Why did I put “retire” in quotes? Because most of us don’t want the freedom to sit around and do nothing — instead we hope to have the freedom to do...

    • Posted March 19, 2015
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  • 3 Questions That Can Lead You to a Better Retirement

    How do we decide what percentage of our income to earmark for retirement? Undoubtedly we think about the bills we have to pay, the medical expenses we might incur, the food and personal care items we need...

    • Posted March 17, 2015
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  • Help! We’re Worried We’ll Outlive Our Retirement Savings

    Jan and Tim need help deciding what to do with a lump sum of money. Call it something of a delayed inheritance. When they sold an inherited property, the couple extended a mortgage to the homebuyers. That...

    • Posted March 9, 2015
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  • Baby Boomers, Gen X & Millennials: They All Have Their Money Problems

    A new report confirms what we all fear to be true: Americans, no matter their age, are generally terrible at managing their money. In short, we all need to save more. A lot more. This insight comes from...

    • Posted March 4, 2015
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  • All Retirement Fears Boil Down to the Same Thing – Not Enough Money

    A recent retirement poll cited too much debt as number four on its list of US fears and that even affluent populations are afraid of running out of money. Fort Lauderdale, FL (PRWEB) March 03, 2015 A...

    • Posted March 3, 2015
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  • Making Sure Loved Ones Are Prepared for Their Retirement Years

    If a senior relative faces a sudden, debilitating illness or starts losing control of everyday finances, would you know where his or her retirement, estate and long-term care issues stand? If the answer is no, you’re not...

    • Posted February 25, 2015
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  • Avoid Bankruptcy Monster
    My Life is Hopeless. I Can’t Pay My Bills. What Can I Do?

    Question: I Can’t Pay My Bills. What Can I Do? Dear Steve, I’m so completely freaked out about my bills. I’m now so in debt and worried about it I can’t sleep, I’m depressed, and all my...

    • Posted February 24, 2015
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  • How Much Money Do You Need to Have?

    We would all like to have enough money to do the important things: live life, retire comfortably, educate our children, and so on. More importantly, how do you make sure that you have enough to reach these...

    • Posted February 23, 2015
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  • How One Couple Merged Their Money Over 17 Years

    Bill and Eleanor Seavey started their marriage 17 years ago with a prenup. Neither can remember exactly when the agreement sunsetted, but clearly it has. They run a bed and breakfast together in Cambria, Calif., and it...

    • Posted February 23, 2015
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