All posts by Steve Rhode

About Steve Rhode

Steve Rhode is the Euro-Video and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.

• 
  Which Company Should I Use for a Low Rate Debt Consolidation Loan?

  Question: Dear Steve, I have a credit card debt of $11,000 and I would like to get a loan to pay off my debt and make one lower payment for the loan Which company or lender should...

  • Posted October 3, 2018
  • 1
• 
  How Do I Get My Student Loan Forgiven Since I’m Over 70?

  Question: Dear Steve, I still owe 245k (with interest mounting) including interest on student loans. Unfortunately, circumstances prevented me from finishing my Medical degree, however, it was not medical in nature. I will be 70 in June...

  • Posted October 3, 2018
  • 2
• 
  Companies and People Banned From Debt Relief – September 2018

  The FTC has obtained federal court orders banning the companies and people listed below from participating in all or specific types of debt relief businesses. Generally speaking, debt relief is any program or service that offers to...

  • Posted October 3, 2018
  • 0
• 
  Here is an Interesting Twist on a Debt Scam. Consumer Debt Ponzi Scam.

  A federal grand jury has indicted three men on charges of conspiracy, wire fraud, identity theft, and money laundering, arising from an alleged $364 million investment fraud scheme. The indictment was returned under seal on September 11,...

  • Posted October 2, 2018
  • 0
• 
  I Lost My Job and Someone is Trying to Sue Me Over My Debt. How Do I Get Out of Debt?

  Question: Dear Steve, I had 3 credit cards. I lost my job and place for a little while (about 4 months). I slowly got back on my feet but still barely make enough to stay afloat. I...

  • Posted October 2, 2018
  • 1
• 
  Can I Use My American Express Points to Settle My American Express Card Balance?

  Question: Dear Steve, I have a $19,000 balance with American Express. I also have like 500,000 points. If I settle what will happen to the points? Can they be applied against the settlement amount? Jose Answer: Dear...

  • Posted October 2, 2018
  • 0
• 
  Deep Dive Into NY Suit Against Student Loan Assistance Companies

  Earlier today I wrote NY Sues a Bunch of Student Loan Debt Relief Companies and Equitable Acceptance Corporation and now I have a few minutes to take a deep dive into the complaint. Let’s see what the...

  • Posted October 1, 2018
  • 0
• 
  My Ex-Husband Passed Away and I Need to Find His ITIN

  Question: Dear Steve, My husband passed away a few years after an amicable divorce. IRS would like me to check on my survivor benefits before claiming my own but can’t find a trace of his ITIN. IRS...

  • Posted October 1, 2018
  • 1
• 
  FinCon 2018 Helps to Reinforce Good Advice is Personal

  Last week I had the pleasure of attending the personal finance write conference, FinCon. The meeting was held in a very hot and muggy Orlando. Nearly 2,000 writers showed up for a whole bunch of sessions and...

  • Posted October 1, 2018
  • 0
• 
  National Hardship and Debt Relief Program (NHDR) Mailer Still Going Out

  Apparently, the debt relief mailer from Santa Anna Postal Permit 507 has not changed much since 2014. The number of the mailer is still 123181. The mailer promotes something it says is “our National Hardship and Debt...

  • Posted October 1, 2018
  • 0
• 
  New Freshstart Debt Relief Mailer

  A reader sent in a debt relief mailer they received from Freshstart. You can see past mailers here. The new mailer seems to be a bit more cryptic about what their “popular debt resolution program” really is....

  • Posted October 1, 2018
  • 0
• 
  Florida Foreclosure Rescue Attorney Law Practice Going Down Like the Titantic

  The Tampa Bay Times is reporting that Florida attorney Mark Stopa, who previously sold foreclosure defense services, is facing unfortunate difficulties. The news source says, “The 41-year-old St. Petersburg lawyer became one of the state’s best-known foreclosure...

  • Posted October 1, 2018
  • 0
• 
  NY Sues a Bunch of Student Loan Debt Relief Companies and Equitable Acceptance Corporation

  The State of New York has announced a sweep against student loan assistance and debt relief companies. The New York AG office announcement boldly says, “Companies Contacted Borrowers through Direct Mail, Facebook Ads, and Telemarketing – Falsely...

  • Posted October 1, 2018
  • 0
• 
  Student Debt Relief Operators Agree to Settle FTC Charges

  The operators of a student loan debt relief scam have agreed to settle Federal Trade Commission charges that they bilked millions from consumers by falsely claiming to enroll consumers in loan forgiveness programs, for which they charged...

  • Posted October 1, 2018
  • 0
• 
  How Can I Stop the Nightmare Abuse From Student Loan Collectors?

  Question: Dear Steve, I borrowed around 100k to go to college, as I did not have a choice in borrowing, only in how much and if I needed to borrow 70k for SUNY school than why not...

  • Posted September 25, 2018
  • 1