Debt Relief Center & United One Debt Settlements Review

By on January 5, 2010
Debt Relief Center & United One Debt Settlements Review

Address:
Debt Relief Center, Inc.
25 Crossroads Drive
Suite 404
Owings Mills, MD 21117

United One Debt Settlements, Inc.
10025 Governor Warfield Pkwy
Columbia, MD 21044
877-740-2111

Website:

Description:
Debt settlement company

Management:

Stephen B. Millstein ([email protected])([email protected])
Certified Title Corporation shares the same address and attorney Stephen B. Millstein is related to Certified Title Corporation.

Stephen B. Millstein is the owner and counsel for Certified Title Corporation. Certified Title Corporation, incorporated in 1994, settles hundreds of residential real estate transactions monthly throughout nation.

Mr. Millstein received his B.A. in political science with honors from the State University of New York at Albany in 1990 and his J.D. from the University of Baltimore School of Law in 1993. He is admitted to practice law in the state and federal courts of the state of Maryland. Mr. Millstein regularly conducts continuing education seminars on behalf of the Maryland Land Title Association and Lorman Educational Services.

Michael Segal – Owner () and the BBB lists him as VP. Michael Segal is a partner at Debt Relief Center, Inc. based in Owings Mills, MD. Prior to DRC, Michael owned Citywide Mortgage (CMC) for 14 years which operated five branches and 140 employees. Michael graduated from University of Maryland with a degree in Marketing.

Michael Davidson

Relationships

United One Debt Settlements operates a similar web site at UnitedOneDebt.com, UnitedOneDebt.net and is related. The Debt Relief Center domain name is registered through United One Debt Settlements.

in fact the corporate documents of both companies list the same three guys as directors.

Both United One Debt Settlements and Debt Relief Center were incorporated at exactly the same time. United One Debt Settlements, Inc. documents, Debt Relief Center, Inc. documents.

Why would the same guys incorporate two different debt settlement companies on the same day. I find that a bit odd. Could it be for marketing testing? But if it was, why do they use the same site design?

United One Debt Settlements Web Site

United One Debt Settlements Web Site

Interesting Points

Debt Relief Center Web Site

Debt Relief Center Web Site

Is This Your Company?

If this is a review is about your company and you would like to respond to the information I’ve presented here to possibly put it into a broader context or make a correction, please feel free to post your response in the comments section below. I invite you to read my Debt Relief Company and Site Review Policy first.

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About Steve Rhode

Steve Rhode is the Euro-Video and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.

12 Comments

  1. duckdynasty

    September 21, 2012 at 10:54 am

    Steven Millstein and Michael segal are crooks.  Ruined every business they have been in.  None of their businesses are still operating!  FILING BANKRUPTCY!  If you have any dealing with them, leave there company and file a complaint, report them, whatever you have to do to get away from them and make sure they don’t operate any business in which people’s money is involved! 

  2. Steve Rhode

    October 21, 2010 at 10:48 am

    I’m with Bulb. What does that mean?

  3. Bulb

    October 21, 2010 at 9:52 am

    Debtzero,

    What does that mean exactly, Retail vs. Wholesale?
    Without further explanation, I cannot see how you have added anything to the conversation.

  4. Debtzero

    October 20, 2010 at 10:21 pm

    One is retail, and one is wholesale

  5. Jason Johnson | Columbia Md Mortgage

    August 10, 2010 at 2:50 pm

    A good point, you would think that they would at least change the headline or something on the alternate website to split test and see which would work better.

    Also, I agree that Bk would be a better option. Why pay a debt settlement company for something that you could do yourself, by just getting a few books or searching online and learning how.

    Jason

  6. Richard Grady

    August 8, 2010 at 12:25 pm

    Hi,
    I have a question. I am currently enrolled with Debt Relief Center. They have been very nice but I won’t know if their “program” works or if it is just a scam. I had a couple of questions. With the new laws taking effect in 2010:
    What happens if a creditor refuses to settle (i.e Discover or Amex?)? Can I take funds out of my “special purpose account” and try to settle myself?

    If a company refuses to settle and I don’t qualify for the means test for Chapter 7 what are my options if I don’t have the funds to pay these companies?

    Can they after they get a judgement come after my wife, although we file taxes jointly and we own a home together, all the credit card debts are in my name?

    I also own a business that has been suffering a net loss for the past 2 yrs (reason I got into so much debt). It is an S corp with its own tax id, can they shut down the corporation if I haven’t guaranteed any of the companies assets as collateral for my credit cards?

    • Steve Rhode

      August 8, 2010 at 6:49 pm

      If a creditor refuses to settle you could take what little funds probably exist in your account after the settlement company has taken their fees. You will most likely still have to pay a percentage of the debt enrolled in the program if they have attempted to settle the debt. You would need to check with what their refund policy, if any, is.

      If you don’t qualify for a Chapter 7, then do a Chapter 13 bankruptcy.

      Question, does it make sense to pay a debt settlement company thousands of dollars for services when it won’t protect you from lawsuits, judgments, wage garnishments, etc?

      Bankruptcy would give you far more protection from creditors and be much, much cheaper.

      Steve

  7. DebT

    July 16, 2010 at 4:27 pm

    I’m not sure I understand the point you’re trying to make. What is the significance of the relationship you point out? Thanks.

    • Steve Rhode

      July 16, 2010 at 4:52 pm

      As I say in the review, “Why would the same guys incorporate two different debt settlement companies on the same day. I find that a bit odd. Could it be for marketing testing? But if it was, why do they use the same site design?”

      Steve

      • Debtzero

        October 21, 2010 at 2:21 am

        One is retail, and one is wholesale

        • Bulb

          October 21, 2010 at 1:52 pm

          Debtzero,

          What does that mean exactly, Retail vs. Wholesale?
          Without further explanation, I cannot see how you have added anything to the conversation.

        • Steve Rhode

          October 21, 2010 at 2:48 pm

          I’m with Bulb. What does that mean?

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