Will Background Check Errors Deny You a Home?

By on December 3, 2018

A background check can determine if you can get credit, a job, or even a place to live. That’s why the law requires businesses that provide these reports have reasonable procedures to ensure the information they collect and share about you is accurate.

In a recent lawsuit, the FTC says did not meet this requirement. RealPage sells tenant screening reports to landlords and property managers. The FTC says the company didn’t ensure criminal history information about prospective tenants was correct, and that landlords may have denied people housing because of this failure.

If you’re about to start or renew your lease:

  • Go to to get your free credit reports from Equifax, Experian and TransUnion. That way, you can before a landlord sees them.
  • Give the landlord your correct full name and date of birth. This helps make sure he or she gets information on the right person.
  • If you have a criminal history or previous housing court actions, gather any paperwork showing how the action was resolved.

If a landlord tells you not to apply because you have a criminal record, that could be . If that happens, or if you think a landlord discriminated against you for another reason — such as your race or gender — and .

For more information on background checks, read . And learn more and about the FTC’s recent cases protecting people just trying to find a place to live.

This article by the was distributed by the .

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